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Savings Checking Money Market Certificate Account

Base Savings Account

Earn 0.25% APY on the first $500 and 0.05% on larger balances. Required for membership.

Min Deposit: $5.00

Goal Savings Account

Keep track of separate savings goals.

APY: 0.05%

Holiday Club Savings

Be a hero for the holidays.

APY: 0.05% Min Deposit: $5.00

Co-op Advantage Checking

Qualifying accounts earn 0.50% APY on the first $15,000.

Simple Checking

Let's get back to the basics.

APY: 0.00% Min Deposit: $1.00

Money Manager

Featuring tiered interest rates, the more you save the more you earn! *minimum balance required

Min Deposit: $2,500.00

Money Manager Plus

With higher-yield tiers, your savings earn even more! *minimum balance required

Min Deposit: $100,000.00

90 Day Term Deposit

Term Deposits allow you to lock in a higher interest rate for a specific period of time

APY: 1.00% Min Deposit: $500.00

6 Month Term Deposit

APY: 3.82% Min Deposit: $500.00

9 Month Term Deposit

APY: 3.82% Min Deposit: $500.00

12 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

15 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

18 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

22 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

24 Month Bump-Up Term Deposit

APY: 3.04% Min Deposit: $500.00

24 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

29 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

36 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

48 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

60 Month Bump Up Term Deposit

APY: 3.04% Min Deposit: $500.00

60 Month Term Deposit

APY: 3.30% Min Deposit: $500.00

APY (Annual Percentage Yield)

Please answer the following question(s)

Membership at UMassFive is required to open accounts and take out loans.

Are you or a family/household member affiliated with any of these organizations? Note: Proof of eligibility is required.*

Which college or university? (student, faculty, employee)*

Are you a student?*

What type of organization?*

Which food co-op? (member, employee)*

Which medical facility? (employee)*

Which educational organization? (employee)*

Which town? (employee)*

Which organization? (member, employee)*

Please enter their name:*

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Note: Your account must be funded within 10 business days.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

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DBA Physical Address

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Address

Zip

City

State

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Mailing Address

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

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Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

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Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Applying for a Base Savings Account and New Membership? Upload your ID now (required).

Click or tap here to capture or upload an image or document.

Additional Information

The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued); I am a U.S. citizen or other U.S. person; and the FATCA code entered below on this form (if any) is correct.*

Have you been notified by the IRS that you are currently subject to backup withholding?*

Enter your FACTA code, if you have one (this is rare):

Enter exempt payee code, if you have one (this is rare):

Please select a security prompt. We will use this over the phone and in person for added security.*

Your answer to the security prompt:*

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

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* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued); I am a U.S. citizen or other U.S. person; and the FATCA code entered below on this form (if any) is correct.*

Have you been notified by the IRS that you are currently subject to backup withholding?*

Enter your FACTA code, if you have one (this is rare):

Enter exempt payee code, if you have one (this is rare):

Please select a security prompt. We will use this over the phone and in person for added security.*

Your answer to the security prompt:*

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Applying for a Base Savings Account and New Membership? Upload your ID now (required).

Click or tap here to capture or upload an image or document.

Additional Information

The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued); I am a U.S. citizen or other U.S. person; and the FATCA code entered below on this form (if any) is correct.*

Have you been notified by the IRS that you are currently subject to backup withholding?*

Enter your FACTA code, if you have one (this is rare):

Enter exempt payee code, if you have one (this is rare):

Please select a security prompt. We will use this over the phone and in person for added security.*

Your answer to the security prompt:*

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Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Funding Source

Have comments

Please answer the following question(s)

In support of our local food economy, UMassFive offers CISA (Community Involved in Sustaining Agriculture) membership as a cost-free avenue for immediate eligibility to prospective members. Would you like to join CISA as your form of UMassFive eligibility?*

How did you hear about UMassFive?*

What type of referral?

Which solar installer referred you to UMassFive?

What type of other referral?

What type of online search?

What type of ad?

Please explain how you heard about UMassFive

If you were referred by a UMassFive Credit Union member, please provide their name so we can thank them with 500 Co-op Points!

Read, Sign and Submit

By selecting "I Agree”: You understand that UMassFive College Federal Credit Union is required, by Federal law, to obtain verify and record information that identifies each person opening or having access to a UMassFive account. You are stating you are at least 18 years of age. You agree that UMassFive College Federal Credit Union may obtain and use consumer credit reports and exchange credit and employment information in connection with this application and any update, renewal, or extension of credit we may extend to you. You agree that your account will be subject to the terms and conditions of all applicable Agreements and Disclosure Statements. You agree that by submitting this application electronically, this application shall be as binding as a signed application. If there is a co-applicant, you certify that the co-applicant has confirmed that his or her information is correct, agrees to the above, and for loan applications has also authorized the submission of this application as an application for joint credit. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. To receive the oral statement describing the Military Annual Percentage Rate, please dial 800-852-5886.

Email me all below disclosure link(s)

Disclosures

Select "Email me all disclosure links" above, or click on links below view documents.

Truth in Savings
Standard and Premium Overdraft Disclosure
Service Prices Schedule
Member Agreement Booklet
CISA Disclosure

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

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